Private mortgage loans are real estate mortgage loans (secured by a deed of trust on real property) funded by individual investors as an alternative to banks or other lenders. Private mortgage loans offer qualified investors an opportunity to invest in loans that pay higher interest rates than many other investment options, i.e., money market funds, treasuries, or corporate bonds.

ATALYST determines the primary terms of each proposed loan, including the rate, duration, collateral, and recourse. These factors are adjusted based on the specifics of each transaction.

Borrowers elect to fund projects through private mortgage loans if they i) need to close quickly, ii) need time to stabilize or construct a project, or iii) seek higher leverage. Before the 2006/2007 real estate downturn, community banks were a primary source of capital for many real estate entrepreneurs and developers. Since the downturn many banks have limited their commercial real estate lending due to already heavy real estate loan concentrations and regulatory constraints increasing the need for private money loans.

For investors and entrepreneurs looking to sell or buy investment properties, we offer comprehensive and research-driven transaction solutions. We deliver outstanding results by seamlessly combining capital markets expertise with a unique ability to develop customized solutions for individual clients.

Atalyst has been involved in over $396 million in property sale transactions since 2016, among them many landmark single asset sales.